A spinal cord injury is, quite naturally, devastating to all involved. The injured individual must deal with the likely long-term effects of lost mobility. Meanwhile, family members are often at a loss for how to best support a loved one during such a difficult time.
Depending on the severity of a spinal cord injury, permanent physical limitations and pain may prohibit one’s income-earning potential. When a catastrophic injury prevents someone from working, financial support can quickly become imperative.
Social Security Administration (SSA) funding may be helpful. However, there are some differences between the sources of available funding. Considering the comprehensive application process, legal counsel can help improve the chances of receiving benefits as soon as possible.
Two disability programs available through the Social Security Administration
Most people with serious injuries will eventually exhaust their resources. Although it may be necessary to apply for benefits, not everyone understands the available options: Social Security Disability (SSD) and Supplemental Security Income (SSI).
Specific disabling conditions qualify individuals to receive benefits. Adults who have contributed an adequate amount of Social Security taxes through employment may be eligible for SSD. On the other hand, SSDI provides income-based benefits to adults with limited finances and children.
Regardless of the program for which you apply, you must meet the specific requirements for disability determination. The approval process between federal and state agencies includes:
- An application, complete with supporting documentation
- Employment evaluation
- Qualification determination
Unfortunately, unfair denials can happen regardless of injury severity.
It is possible to appeal a disagreeable decision. However, in those instances, time is of the essence, and seeking attorney counsel as soon as possible is wise.