Work-related injuries can raise many questions. For example, you might ask:
- Can I recover fully?
- Is my job in jeopardy?
- How will I pay my bills while I can’t work?
The workers’ compensation system is in place to protect individuals injured on the job. However, understanding there are benefits available is one thing. Knowing how they might help your case is another.
Percentage of disability
The New York Workers’ Compensation Board has a specific formula for determining benefits. This may include factors such as whether your condition is temporary or permanent.
When you first become injured, the Board may consider your disability temporary. Injuries leading to a partial permanent disability would be paid according to the state’s Schedule Loss of Use (SLU).
Brain, spine, heart, lung and pelvic injuries are permanent conditions and do not relate to the SLU, according to the Board. They would qualify you for benefits according to a different schedule. Meanwhile, face, head and neck disfigurement may entitle you to receive additional compensation.
Maximum weekly benefits
Keeping the above in mind, you should also understand that there is a maximum amount of workers’ compensation you can receive each week. This amount is adjusted each July.
If you were injured on or after July 1, 2021, the most you could anticipate receiving per week is $1,063.05. Your maximum for injuries sustained during the previous fiscal year is $966.78.
Job-related injuries are often complex and emotionally taxing in addition to physically painful. And financial demands continue, despite your ability to earn an income.
Although the amount of benefits you receive must meet specific criteria, you must protect your interests. Understanding your rights can help you advocate for your needs.