If you suffer a work-related injury in New York, it’s advisable to contact a workers’ compensation attorney as soon as possible, particularly before filling out paperwork when filing a claim.
Once an injury occurs, you should report it in writing to your employer, explaining how it happened. Providing those details to your doctor is also crucial in establishing a link between the injury or illness and your job.
Situations that can result in denied or inadequate benefits
The New York State Workers’ Compensation Board reported nearly 140,000 claims in 2020, and insurers disputed over 15,000 of them. Many situations arise where legal help can be critical, including:
- Your employer or their insurance carrier denies the injury occurred at work
- The insurer denies your claim
- The company drags its feet in filing the claim
- You suffer a permanent disability
- The insurance company refuses to pay for a doctor’s recommended treatment
- The settlement offer incorrectly calculates lost wages or medical bills
- The insurer claims you have a preexisting condition
- You plan to file for Social Security disability benefits
- Someone other than your employer is at least partially to blame for your injury
- Your employer retaliates against you
Many injured workers don’t turn to a lawyer until an issue surfaces, leading to even longer delays for receiving much-needed compensation.
Time is of the essence
Injuries should be reported to your employer as soon as possible, but anytime within 30 days is acceptable. It’s essential to see a medical professional right away to assess your condition, understanding that delayed symptoms happen in many instances. Specialists may also be necessary.
After filing a claim, it can take up to three weeks to get a decision from the insurance company. Your lawyer can assist you by correctly filling out the paperwork and handling all communication with the insurance company and fighting for you over a denied claim.