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For those seeking benefits, wait times may be more catastrophic than injuries

On Behalf of | Mar 15, 2021 | Social Security Disability

After sustaining an injury or illness, individuals often face financial difficulties. Social Security Disability (SSD) can help with the expense of medical care and may even cover the long-term costs of living.

According to an announcement from the Social Security Administration (SSA), the maximum earning potential of SSD recipients is $1,310 per month, representing a $50 increase from the substantial gainful activity amount in 2020. Those with mental or physical impairments have the right to apply for benefits. However, how soon might help become available?

How long is the wait for SSD approval?

Each year, the SSA awards $185 billion in disability benefits. Last year, these funds helped more than 12 million adults across the nation.

A record number of beneficiaries has stretched the organization’s resources. The unfortunate reality is that many applicants can’t afford the wait.

According to a recent report:

  • Over the past decade, people waited an average of two years to receive a decision about their benefits
  • Between fiscal year 2014 and 2019, 48,000 people filed bankruptcy while waiting for the agency to approve benefits
  • In-line wait times at field offices result in assistance for only about 20% of those who seek assistance

Sadly, 110, 000 died between fiscal year 2008 and 2019 while waiting for a reversal of decision on appeal.

With no end in sight to the pandemic, there’s no way to predict how the government agency will approach disability benefits heading into 2021. At the same time, claims filed through an attorney may be comprehensive enough to minimize response time and receive approval on the first try.