Workers compensation can be an important lifeline for injured workers facing time away from work with no paycheck and mounting medical bills associated with the workplace injury they have suffered following a workplace accident. Fortunately, New York workers’ compensation benefits protect injured workers in those situations.
Workers injured on the job in New York can recover different types of workers’ compensation benefits to help them with the different, specific, needs they face in the wake of a workplace accident. Workers’ compensation benefits include:
- Medical benefits – injured workers can receive benefits to help them with the medical expenses associated with the treatment and care they need for their injury.
- Wage replacement benefits – injured workers can receive benefits to help them with their lost wages and earnings while they are away from work recovering from their injury. Wage replacement benefits are commonly two-thirds of the worker’s average weekly income.
- Vocational rehabilitation – if the injured worker is unable to return to the work they did prior to the injury they suffered, vocational rehabilitation benefits may also be available to them through workers’ compensation.
Employers in New York are required to carry workers’ compensation insurance in mot situations to help injured workers and their families if they are hurt on the job. There are timelines associated with a workers’ compensation claim for benefits that injured workers and their families should be aware of. Injured workers have 30 days following the injury to report it to their employer and 2 years in most cases to make a claim for workers’ compensation benefits.
Workers’ compensation benefits may be available to injured workers who have suffered a workplace injury or are suffering from an occupational illness related to the work they have done. Being injured on the job threatens a worker’s health and livelihood all at once which is why they need to be familiar with how workers’ compensation benefits stand at the ready to help them and with how to apply for benefits and what to do if they have been denied benefits.