Workers’ compensation claims can help injured workers navigate through the financial challenge of responding to a workplace accident. However, an on-the-job injury might make you face the fact that you neither understand the different types of benefits available nor how to obtain them.
Fortunately, there are various forms of assistance available if you’ve been hurt. Depending on your situation, these benefits could provide temporary financial relief, serve as a catalyst for new opportunities or support your family for the years to come.
Types of workers’ compensation benefits available
In addition to your physical recovery, you might question how you will cover the cost of your obligations.
Some of the programs available after a job-related injury include:
- Medical benefits. Approval for your workers’ compensation claim enables you to receive medical attention necessary to treat your occupational illness or injury, regardless of the amount of time it results in a disabling condition.
- Cash benefits. In general, if your injury prevents you from working for more than seven days, you can receive two-thirds of your average weekly income, with a maximum benefit of $966.78 each week.
- Vocational rehabilitation. Depending on your situation, you may qualify for a training program to help you re-enter the workforce in a different capacity. Members of the Workers’ Compensation Board may also help with your job search.
Apply for benefits
It is important to file a workers’ compensation claim as quickly as possible following a workplace injury. The law allows 30 days to report your injury; doing so promptly can help decrease your wait time.
Workers’ compensation benefits can be critical in receiving the medical treatment you need to heal from your workplace illness or injury. You may be wise to familiarize yourself with the available options to speed up obtaining them, should they become necessary.